Integrating Shopping Carts with AML Analysis
Client
NDA
Industry
Financial
Technologies
WordPressMain benefit
Automated AML Compliance & Risk Assessment
The Challenge
Due to the highly regulated nature of their products, the client was subject to strict Anti-Money Laundering (AML) regulations requiring thorough customer verification. Manual verification would have slowed down the store’s operations and increased the risk of errors.
Our goal was to integrate the store's checkout process with an external AML system, ensuring that risk verification occurs seamlessly in the background before the purchase is finalized.
How Did We Solve It?
We built a custom WordPress plugin that verifies transaction risk in real time. Thanks to this, the verification happens before the customer completes their purchase, with no delays and without involving employees.
The plugin works as follows:
- It collects customers’ data based on the information from the order form.
- Then it verifies the information asynchronously by sending it to the external AML system.
- Based on the risk score indicator, it makes real-time decisions. If the result exceeds a specified threshold, the transaction is blocked, and the customer receives a rejection message. Legitimate transactions are processed without interruption.
- Thanks to integration with WP Security Audit Log (WSAL), it records all events: API requests, verification results, configuration changes, and HTTP errors.
Implementation Benefits
The solution transformed a regulatory obligation into an automated element of the store’s infrastructure. The client gained confidence that every transaction is verified in accordance with legal requirements. At the same time, the tool ensures full automation, and for the vast majority of buyers, the purchasing process remains seamless.
The main challenge was to hook into the WooCommerce process without conflicting with other store mechanisms. We wanted the solution to be secure and easy to disable with a single switch. At the same time, the modularity of the entire system makes it highly flexible – updating AML rules to meet new requirements now takes hours rather than weeks.
When To Use This Solution?
When you are subject to AML regulations.
When you aim for error-free data verification.
When you require full transparency of every transaction.
Need a custom e-commerce integration?